| How the COVID-19 pandemic may reshape the digital payments landscape YL Toh, T Tran Payments System Research Briefing, 1-10, 2020 | 19 | 2020 |
| Privacy regulation and quality investment Y Lefouili, YL Toh Federal Research Bank of Kansas City, 2019 | 15 | 2019 |
| Privacy and quality Y Lefouili, YL Toh Workshop on the Economics of Information Security (WEIS), 2017 | 13 | 2017 |
| Mobile banking use and consumer readiness to benefit from faster payments F Hayashi, YL Toh Federal Reserve Bank of Kansas City, Economic Review 105 (1), 21-36, 2020 | 11 | 2020 |
| Prepaid Cards: An Inadequate Solution for Digital Payments Inclusion. YL Toh Economic Review (01612387) 106 (4), 2021 | 8 | 2021 |
| Assessing the case for retail CBDCs: central banks’ considerations F Hayashi, YL Toh Payments System Research Briefing, 1-7, 2022 | 7 | 2022 |
| Promoting Payment Inclusion in the United States YL Toh Payments System Research Briefing, 2022 | 5 | 2022 |
| Developments of QR Code-Based Mobile Payments in East Asia T Bradford, F Hayashi, YL Toh Federal Reserve Bank of Kansas City, Payments System Research Briefing, June 18, 2019 | 5 | 2019 |
| When paying bills, low-income consumers incur higher costs YL Toh Federal Reserve Bank of Kansas City Payments System Research Briefing, November, 2021 | 4 | 2021 |
| Incentivizing Firms to Protect Consumer Data: Can Reputation Play a (Bigger) Role? YL Toh p, working paper, 2018 | 4 | 2018 |
| Addressing Traditional Credit Scores as a Barrier to Accessing Affordable Credit YL Toh Economic Review 108 (3), 1-22, 2023 | 3 | 2023 |
| Pandemic relief has aided low-income individuals: evidence from alternative financial services YL Toh, T Tran Economic Bulletin, 1-4, 2020 | 3 | 2020 |
| Privacy Regulation and Quality‐Enhancing Innovation Y Lefouili, L Madio, YL Toh The Journal of Industrial Economics, 2023 | 2 | 2023 |
| Heterogeneous unbanked households: Which types of households are more (or less) likely to open a bank account? F Hayashi, A Routh, YL Toh Journal of Economics and Business, 106156, 2023 | 1 | 2023 |
| Prior Fraud Exposure and Precautionary Credit Market Behavior N Blascak, YL Toh Federal Reserve Bank of Kansas City Working Paper, 2022 | 1 | 2022 |
| How Much Do Nonbank Transaction Accounts Improve Access to Digital Payments for Unbanked Households? YL Toh Payments System Research Briefing, 1-9, 2023 | | 2023 |
| 10545 2023-Privacy Regulation and Quality-Enhancing Innovation Y Lefouili, L Madio, YL Toh CESifo Network, 2023 | | 2023 |
| Which Types of Unbanked Households Are More (or Less) Likely to Open a Bank Account? F Hayashi, A Routh, YL Toh Federal Reserve Bank of Kansas City Working Paper, 2023 | | 2023 |
| Still on Trial? The Court’s Use of Economic Analysis in the American Express Case JL Maniff, YL Toh Payments System Research Briefing, 1-7, 2020 | | 2020 |
